Saham Bank says it had a strong 2025, with higher income and more lending as business picked up.
Saham Bank says it had a strong 2025, with higher income and more lending as business picked up.

Saham Bank says it had a strong 2025, with higher income and more lending as business picked up.

The bank’s total net banking income went above 6.2bn dirhams for the first time. That is a 6.9% rise compared with last year.

It said the results were helped by what it called a “favourable” mix of activities, with solid interest income, higher fees and a bigger contribution from its specialised subsidiaries.

On its own accounts, net banking income reached 5,066m dirhams, up from 4,837m a year earlier.

Lending also grew. Total outstanding loans rose 8.7% to 102.1bn dirhams. On a standalone basis, loans increased 8.6% to 86.1bn dirhams.

The bank pointed to its role in funding the economy, saying demand for credit remained strong.

Deposits also moved higher. Total deposits rose 7.4% to 86bn dirhams. On a standalone basis, they increased 7.8% to 84.7bn dirhams.

The bank said this strengthens its liquidity and its ability to turn deposits into loans.

Its subsidiaries continued to support growth, showing what it described as the complementarity of its model.

By the end of December 2025, Saham Bank said it was focused on diversifying its income and widening its activities, while operating in what it called a controlled environment.