BANK OF AFRICA is now offering its customers Apple Pay, a secure and private payment method that allows users to avoid handing over their payment cards, touching physical buttons, or exchanging cash. Apple Pay leverages the power of iPhone technology to secure each transaction.
To use Apple Pay, customers simply double-click and hold their iPhone or Apple Watch near a contactless payment terminal. Each transaction is safeguarded by authentication via Face ID, Touch ID, or the device’s passcode, combined with a unique, one-time dynamic security code. Apple Pay is widely accepted across grocery stores, pharmacies, restaurants, cafes, retail stores, and more.
Customers can also use Apple Pay on iPhone, iPad, and Mac for faster, more convenient purchases in apps or on the web through Safari, without the need to repeatedly enter shipping or billing information. Apple Pay is also available for in-app payments on Apple Watch.
When customers use a credit or debit card with Apple Pay, the card numbers are not stored on the device or Apple servers. Instead, a unique account number is encrypted and securely stored in the Secure Element, a certified chip designed to store payment information safely on the device.
Setting up Apple Pay is simple. On an iPhone, customers can open the Wallet app, tap “+”, and follow the instructions to add their BANK OF AFRICA card. Once added to the iPhone, Apple Watch, iPad, or Mac, Apple Pay can be used immediately. Customers will continue to enjoy all the rewards and benefits of their BANK OF AFRICA cards.